Financial restrictions applied to the members of the System

There are financial restrictions for WebMoney Transfer System members that depend on the level of identification (type of WM-passport), type of WM Keeper used by the member and enabled methods of transactions confirmation.

Allowed amounts of funds for incoming and outgoing payments are the least for those members who manage their purses via WM Keeper Standard and who have alias passports with no phone number specified.

Limits for WM-purses depending on the member's passport typeLimits for WM-purses depending on the member's passport type

• Passport Type - Alias
• Passport Type - Formal
• Passport Type - Initial
• Passport Type - Personal
• Passport Type - Merchant and higher

The following restrictions apply to users of WM Keeper Standard whom have not enabled WM Keeper WinPro or WM Keeper WebPro. These restrictions only apply to wallets automatically created within their WM Keeper Standard account:

1 The maximum amount of funds on a user`s WM wallets, provided that the user`s mobile number has been verified and the option of confirming transactions with SMS or E-NUM has been activated, cannot exceed the following:

WM currency type		alias passport	formal passport	initial passport	personal passport	merchant passport and above
WMZ		300	10 000	30 000	n2	-
WME		300	10 000	30 000	60 000	-
WMG		63	300	1 000	15 000	-
WMX		15 000	30 000	600 000	6 000 000	-
WMS		depending on the identification level7
WMH		150 000	300 000	6 000 000	60 000 000	-
WML		4500	4500	90000	900000	900000
WMF		75 000	150 000	3 000 000	30 000 000	-
WMT		300	10 000	30 000	n2	-

² If a cell does not display any figures it means that there is no set limit.

2 The following limits apply to expenditure transactions when a user`s mobile number linked to their WM Keeper Standard is verified and the confirmation of transactions with SMS or E-NUM is enabled:

Passport Type - Alias¶

WM Currency Type		Monthly Limit	Weekly Limit	Daily Limit
WMZ		500	300	100
WME		500	300	100
WMG		126	63	21
WMX		30 000	15 000	6 000
WMS		depending on the identification level7
WMH		300 000	150 000	60 000
WML		9000	4500	1800
WMF		150 000	75 000	30 000
WMT		500	300	100

Passport Type - Formal¶

WM Currency Type		Monthly Limit	Weekly Limit	Daily Limit
WMZ		15 000	10 000	3 000
WME		15 000	10 000	3 000
WMG		500	300	100
WMX		60 000	30 000	12 000
WMS		depending on the identification level7
WMH		6 000 000	3 000 000	1 200 000
WML		9000	4500	1800
WMF		300 000	150 000	60 000
WMT		15 000	10 000	3 000

Passport Type - Initial¶

WM Currency Type		Monthly Limit	Weekly Limit	Daily Limit
WMZ		60 000	30 000	12 000
WME		60 000	30 000	12 000
WMG		2 000	1 000	500
WMX		1 200 000	600 000	240 000
WMS		depending on the identification level7
WMH		12 000 000	6 000 000	2 400 000
WML		180000	90000	36000
WMF		6 000 000	3 000 000	1 200 000
WMT		60 000	30 000	12 000

Passport Type - Personal¶

WM Currency Type		Monthly Limit	Weekly Limit	Daily Limit
WMZ		-	-	-
WME		-	-	-
WMG		30 000	15 000	5 000
WMX		6 000 000	6 000 000	2 400 000
WMS		depending on the identification level7
WMH		60 000 000	60 000 000	24 000 000
WML		900000	900000	360000
WMF		30 000 000	30 000 000	12 000 000
WMT		-	-	-

Passport Type - Merchant and higher¶

WM Currency Type		Monthly Limit	Weekly Limit	Daily Limit
WMZ		-	-	-
WME		-	-	-
WMG		-	-	-
WMX		-	-	-
WMS		depending on the identification level7
WMH		-	-	-
WML		900000	900000	360000
WMF		-	-	-
WMT		-	-	-

If you want to increase your existing limits, you need to enable WM Keeper WinPro or WM Keeper WebPro. This can be done in the following steps:

• Go to the Changing Management Methods page and add WebMoney Keeper WinPro or WebMoney Keeper WebPro (you will still be able to use WM Keeper Standard).

• After completing the required steps you will be able to change the limits set for your Keeper Standard wallets by default. To change the limits, you need to log in to the Security Service with Keeper WinPro or Keeper WebPro.

The Daily Limit is a maximum limit on fund transfers from a current wallet, which cannot be exceeded within a current day. For example, if a wallet has a maximum limit set at 1 WMZ and a transfer of 1 WMZ was made from the wallet on the 24th of January 2011 at 23:59, it means that the next time when a transfer of the same amount can be made is no earlier than the 25th of January 2011 at 00:00, as it is when the calculation of the next day after the day the previous transfer was made will start.

The Weekly Limit is a maximum limit on fund transfers from a current wallet, which cannot be exceeded within a current week. For example, if a wallet has a maximum limit set at 1 WMZ and a transfer of 1 WMZ was made from the wallet on the 26th of January 2011 at 23:59, it means that the next time when a transfer of the same amount can be made is no earlier than the 30th of January 2011 at 00:00, as the 30th of January 2011 is the first day of the week from the day the transfer was made. Please note that for the calculation purposes, a week starts on Sunday and ends on Saturday.

The Monthly Limit is the maximum limit on fund transfers from a current wallet, which cannot be exceeded within a current month. For example, if a wallet has a maximum limit set at 1 WMZ and a transfer of 1 WMZ was made from the wallet on the 24th of January 2011 at 23:59, it means that the next time when a transfer of the same amount can be made is no earlier than the 01st of February 2011 at 00:00, as the 1st of February 2011 is the first day of the month following the day of the transfer.

You can find out about your limits and your spending statistic within your wallet`s properties. Simply click "More" button and select "Limits" from the menu.

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⁷ The limit increases after passing the identification

WM Currency Type	minimum one-time payment		maximum one-time payment
	UNIP	IP	UNIP	IP
WMS	1 000	1 000	330 000	10 000 000

UNIP - un-identified WMS purse
IP - identified WMS purse

Members of the System owning Alias passport who manage their purses using WM Keeper WinPro or WM Keeper WebPro have a limit of the maximum amount of funds on WM purses:

WMS Limits

WM Currency Type	minimum one-time payment		maximum one-time payment
	UNIP	IP	UNIP	IP
WMS	1 000	1 000	330 000	10 000 000

The limit increases after passing the identification

UNIP - un-identified WMS purse
IP - identified WMS purse

The complete list of existing limitations for operations of receving and withdrawing funds can be found in the sections below:

• WebMoney Keeper Standard financial restrictions;
• Personal account payment service;
• Restrictions, the commission and the limits of Personal account payment service;
• The limits for withdrawal of WM to a bank card via certified exchange offices

To cancel the restrictions for outgoing payments and increase the limitations for operations it is recommended to:

• specify a mobile phone number for your account;
• increase the level of your passport to
  • formal with verified data;
  • initial passport
  • personal passport;
• enable confirmation of operations via SMS or E-NUM;
• change the operation mode for managing your purses to WM Keeper WinPro or WM Keeper WebPro.