Payment via SMS

WebMoney users can pay for goods and services using an SMS message sent to their mobile phone (or a USSD request).

This payment method is very simple and convenient. On the seller's site, the user enters the mobile phone number (or WMID, or email address that can be used for finding the phone number) of the buyer. The system responds with an SMS message (or a USSD request) for confirming the payment. The payment is completed immediately after the confirmation code is entered on the seller's site.

Payment via SMS is also available on the Merchant service (to do this, choose the payment confirmation by SMS after entering the login and password).

The unique characteristics of this payment method provide the following benefits for buyers at the moment of purchase:

possibility to make payments without leaving the seller's site (application);
possibility to make payments without access to their WM Keeper (for instance, when in a game, you can pay for the necessary accessories or artifacts "on-the-fly" or make a payment from the payment section of a console or TV set);
possibility to make payments without Internet access (for instance, at some gas stations, you can tell the operator the phone number and the payment confirmation code).

This option is enabled when making the first payment with the following limits:

WM Currency Type	Monthly Limit	Weekly Limit	Daily Limit
WMZ	15 000	10 000	3 000
WME	15 000	10 000	3 000
WMG	500	300	100
WMX	60 000	30 000	12 000
WMH	6 000 000	3 000 000	1 200 000
WML	9000	4500	1800
WMF	300 000	150 000	60 000
WMT	15 000	10 000	3 000
WMM	150 000	100 000	30 000

Configuration of the SMS payment option is performed on the security service site.

When making a purchase with SMS/USSD authorization, the system charges the buyer with an additional fixed commission in the amount of 0,05 WMZ, 0,05 WME, 0,01 WMX, 0,01 WMG, 0,10 WMH, 0,50 WML, 0,02 WMF, 0,05 WMT, 0,6 WMM.

This payment method is implemented with the help of the X20 XML interface and is available to all sellers.